What information is primarily shown in an amortization schedule?

An amortization schedule is designed to detail how each payment on a loan is allocated over its term, particularly how it is divided between principal repayment and interest. This breakdown is important for borrowers to understand because it helps them see how their debt decreases over time and how interest costs change as the principal balance is paid down.

When looking at an amortization schedule, you can observe that, initially, a larger portion of the payment goes toward interest, and as the loan matures, a greater part is applied to the principal. This means that the overall payment amount can remain constant while the composition of each payment changes. Therefore, option C accurately describes the primary focus of an amortization schedule, making it essential for homeowners and investors to track their loan progress.

In contrast, other options focus on different aspects that are not the primary objective of an amortization schedule. For instance, while the total interest costs can be derived from the schedule, it does not show this information explicitly as its primary purpose. The outstanding balance at each payment period may be reflected in the scheduled payments but does not encompass the detailed division of payments between principal and interest. Lastly, information regarding the market value of the property is unrelated to the amortization schedule itself, as it does not account