What is typically included in a home warranty?

A home warranty is a service contract that provides coverage for the repair or replacement of major home systems and appliances that can break down over time. This typically includes items such as the heating and air conditioning systems, plumbing, electrical systems, and major kitchen appliances like refrigerators, ovens, and dishwashers.

Including coverage for these components is a significant benefit for homeowners as it mitigates unexpected costs associated with home repairs, offering peace of mind. In the event of a breakdown, the homeowner can contact the warranty provider, who will arrange for qualified professionals to undertake the necessary repairs, potentially at a lower cost than hiring someone independently.

The other options do not accurately represent what a home warranty covers. Property taxes are a government levy and are not influenced by the home's mechanical condition, nor are they a factored component of a warranty. Maintenance of the home's aesthetic may involve landscaping or cosmetic repairs, which are typically outside the scope of what a home warranty provides. Liability for construction defects pertains to the responsibilities of builders and may be covered under specific insurance or warranty provisions related to construction, rather than under a home warranty that focuses on existing home systems and appliances.