Which document is used to apply for a mortgage loan?

The application is the document specifically designed for borrowers to formally request a mortgage loan. It typically collects essential information about the applicant's financial status, contact details, employment history, income, and any liabilities. This information helps lenders assess the creditworthiness of the borrower and determine the terms and conditions of the loan.

A loan agreement is generated after the application has been approved and outlines the terms of the loan, but it is not the initial application document itself. The mortgage deed is a legal document that secures the loan against the property being purchased and is filed after the loan is approved, not used to apply for the mortgage. A disclosure statement provides essential information about the loan terms, fees, and costs involved after the application process but is not a document used at the application stage. Thus, the application is the correct choice for initiating the mortgage loan process.